/* Shared visual language with the private Weitblick website. */
:root{--navy:#0b2031;--red:#b22435;--ink:#182c3c;--muted:#526574;--line:#dbe3e9;--paper:#f3f6f8;--serif:Georgia,"Times New Roman",serif;--sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color-scheme:light}
body{font-family:var(--sans);font-size:16px;line-height:1.55;background:#fff;color:var(--ink)}
html{scroll-padding-top:24px}*{box-sizing:border-box}[hidden]{display:none!important}
.wrap{width:min(1160px,calc(100% - 48px));margin-inline:auto}img{max-width:100%}
h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-.035em;line-height:1.12}
h1{font-size:clamp(2.2rem,5vw,4.1rem)}h2{font-size:clamp(1.9rem,3.2vw,2.8rem)}
h3{line-height:1.35}a{text-underline-offset:4px}button,input,select,textarea{font:inherit}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #bc6370;outline-offset:4px}
.btn{min-height:50px;padding:12px 20px;border-radius:7px;font-weight:700;line-height:1.35;text-align:center;white-space:normal}
.btn.primary{background:var(--red);color:#fff;border-color:var(--red)}.btn.primary:hover{background:#941b2b}
.btn.secondary{background:#fff;border-color:var(--line);color:var(--ink)}
.wb-topics-inner{justify-content:flex-start}.wb-topics a{min-height:44px;font-size:14px}
.private-intro{background:var(--navy);color:white;padding:44px 0 48px}
.private-intro-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(340px,440px);gap:clamp(36px,5.5vw,88px);align-items:start}
.private-intro-copy{padding-top:10px;min-width:0}.private-intro-copy .eyebrow{color:#f0b4bd;margin-bottom:15px;font-size:.8rem}
.private-intro h1{font-size:clamp(2.5rem,4.2vw,3.7rem);line-height:1.1;margin:0;overflow-wrap:anywhere;hyphens:auto}
.private-intro .hero-line{font-size:clamp(1.06rem,1.75vw,1.32rem);color:#d2dde5;margin-top:16px;max-width:480px}
.coverage{list-style:none;padding:0;margin:26px 0 24px;max-width:510px}
.coverage li{display:flex;gap:13px;align-items:center;border-bottom:1px solid #2b4253;padding:9px 0;font-size:1.02rem;font-weight:600;min-height:43px}
.coverage li:last-child{border:0}.coverage li span{flex:none;display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#344351;color:#ffc3cc;font-size:.78rem}
.private-advisor{display:flex;align-items:center;gap:20px;max-width:510px;border-top:1px solid #314656;padding-top:24px;margin-top:28px}
.private-advisor img{width:108px;height:125px;object-fit:cover;object-position:50% 54%;border-radius:7px;flex:none}
.private-advisor p{font-size:.83rem;color:#c1d0db;margin:3px 0}.private-advisor strong{display:block;font:400 1.45rem/1.2 var(--serif);color:#fff;margin:6px 0}
.private-advisor small{display:block;font-size:.79rem;color:#c1d0db;margin-top:10px}
.review-link{display:inline-flex;color:#d2dde5;font-size:.83rem;min-height:44px;align-items:center;margin-top:8px}
.lead-panel{border-radius:12px;padding:26px 28px 22px;scroll-margin-top:24px}
.lead-panel.lead-inline{margin:0;width:100%;order:0;box-shadow:0 20px 55px #0003;color:var(--ink);background:#fff}
.lead-check-summary{padding:12px;margin:12px 0 16px;background:var(--paper);border-radius:6px;font-size:.84rem;line-height:1.5}.lead-check-summary summary{cursor:pointer;font-weight:600}.lead-check-summary p{margin-top:10px;color:var(--muted)}
.lead-inline .progress-track,.lead-inline .step-label{display:none}.lead-heading{margin-bottom:8px}
.lead-panel h2{font:400 1.9rem/1.15 var(--serif);letter-spacing:-.035em}.lead-intro{font-size:.94rem;line-height:1.55}
.lead-panel .field{font-size:.875rem;margin-top:17px}.field input,.field select{min-height:48px;border-radius:6px;font-size:16px}
.phone-required-field{padding:14px;border:1px solid #bccad3;border-left:4px solid var(--red);border-radius:6px;background:#f4f7f9}
.phone-required{display:block;font-size:.875rem;color:var(--red);font-weight:650;margin:2px 0 4px}
.phone-help{display:block;font-size:.83rem;font-weight:400;color:var(--muted);margin-top:7px;line-height:1.45}
.lead-panel .consent{font-size:.8rem}.lead-panel .consent input{width:19px;height:19px;margin-top:3px}
.lead-panel .back{font-size:.8rem;padding:4px 0;margin-bottom:9px}.lead-inline #previous-step{margin-top:-2px}
.trust-row{padding:19px 0;border-bottom:1px solid var(--line)}.trust-row .wrap{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}.trust-row p{font-size:.88rem;color:var(--muted)}.trust-row strong{display:block;color:var(--ink);margin-bottom:2px}
.section{padding:60px 0}.paper{background:var(--paper)}.new-section-head{max-width:760px;margin-bottom:24px}.new-section-head .eyebrow{color:var(--red);margin-bottom:10px}.section-lead{font-size:1rem;color:var(--muted);max-width:760px;margin-bottom:24px;line-height:1.7}
.section-heading{margin-bottom:26px}.section-heading h2{max-width:760px}.topic-card,.tariff,.cost-card{border-radius:12px}.topic-card{min-height:270px;padding:23px}.topic-card h3{font-family:var(--sans);font-weight:700;font-size:1.15rem;letter-spacing:-.01em}.topic-card .card-top{margin-bottom:18px}.topic-card .card-top .icon{width:25px;height:25px}.topic-card .card-no{font-size:.72rem}.topic-card p{line-height:1.6}.topic-card:hover{transform:none}
.feature-grid,.faq-grid{gap:54px}.example .number{font-size:1.5rem}.compare-head{text-align:left;margin-left:0}.tariff-grid{margin-top:30px}.tariff .description{min-height:0}.tariff h3{font-size:1.65rem}
.check-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px;align-items:start}.check-layout .section-lead{font-size:1.08rem}.check-card{padding:28px;border:1px solid var(--line);border-radius:12px;background:white;min-width:0}
.check-progress{color:var(--red);font-size:.8rem;font-weight:700;margin-bottom:17px}.check-form fieldset{border:0;padding:0;margin:0;min-width:0}.check-form legend{font-size:1.18rem;font-weight:700;padding:0 0 16px;line-height:1.4;max-width:100%}
.check-option{display:flex;align-items:center;gap:12px;padding:14px;margin:9px 0;border:1px solid var(--line);border-radius:7px;font-size:.95rem;line-height:1.45;cursor:pointer;min-height:52px}.check-option:has(input:checked){border-color:var(--red);background:#fbf2f3}.check-option input{width:19px;height:19px;flex:none;accent-color:var(--red)}
.check-actions{display:flex;gap:12px;margin-top:20px}.check-actions .btn{flex:1}.check-error,.calc-error{color:#a32032;font-size:.9rem;margin-top:12px}.check-error:empty,.calc-error:empty{display:none}
.check-result h3{font:400 1.65rem/1.2 var(--serif);margin:10px 0 14px;overflow-wrap:anywhere}.check-result>p:not(.eyebrow){color:var(--muted);font-size:.96rem;margin:12px 0;line-height:1.65}.check-result .check-caution{padding:13px;border-left:3px solid var(--red);background:var(--paper)}.check-result .btn{width:100%;margin:10px 0}.check-more{display:block;min-height:44px;padding:12px 0}.check-restart{background:transparent;border:0;color:var(--muted);text-decoration:underline;min-height:44px;padding:8px 0;cursor:pointer}
.calculator{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;margin-top:24px}.calculator-form{padding:28px;background:var(--paper);min-width:0}.calculator .field{margin:0 0 18px;font-size:.92rem;line-height:1.5}.calculator-form .btn{width:100%;margin-top:20px}.calculator-model{font-size:.93rem;color:var(--muted);margin-top:-8px}.small-note{font-size:.81rem;color:var(--muted);margin-top:12px;line-height:1.6}.value-help{margin-top:-10px;margin-bottom:25px}
.calc-result{padding:30px;min-width:0}.calc-result .eyebrow{font-size:.74rem}.calc-total{font:400 clamp(2.3rem,4vw,3.3rem)/1.15 var(--serif);color:var(--navy);margin:13px 0 8px;letter-spacing:-.04em;font-variant-numeric:tabular-nums}.calc-context{font-size:.88rem;color:var(--muted)}
.calc-breakdown{margin:23px 0}.calc-breakdown>div{display:flex;justify-content:space-between;gap:18px;padding:12px 0;border-top:1px solid var(--line);font-size:.9rem}.calc-breakdown dt{color:var(--muted)}.calc-breakdown dd{margin:0;font-weight:650;white-space:nowrap}.calc-details summary{cursor:pointer;min-height:44px;padding:10px 0;font-size:.9rem;font-weight:700}.calc-details p,.calc-formula{font-size:.83rem;color:var(--muted);line-height:1.7;margin:9px 0}.source-note{font-size:.8rem;line-height:1.7;overflow-wrap:anywhere}.source-note p{margin:10px 0}.tool-link{margin-top:24px}.text-link{min-height:44px;display:inline-flex;align-items:center}
.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.guide-card{padding:25px;border:1px solid var(--line);border-radius:12px;background:white;display:flex;flex-direction:column;min-width:0}.guide-card .eyebrow{font-size:.7rem;color:var(--red);margin-bottom:18px}.guide-card h3{font:400 1.55rem/1.25 var(--serif);letter-spacing:-.025em;overflow-wrap:anywhere}.guide-card h3 a{text-decoration:none}.guide-card h3 a:hover{text-decoration:underline}.guide-card p{font-size:.94rem;color:var(--muted);margin:17px 0;line-height:1.65}.guide-card>.text-link{margin-top:auto;padding-top:10px;font-size:.88rem}
.guide-hero{background:var(--navy);padding:45px 0;color:#fff}.guide-hero .eyebrow{color:#efb9c0;margin-bottom:16px}.guide-hero h1{max-width:830px;overflow-wrap:anywhere}.guide-hero p:not(.eyebrow):not(.breadcrumb){color:#c1d0db;max-width:720px;margin-top:20px;font-size:1.08rem;line-height:1.7}.guide-hero .breadcrumb,.guide-hero .breadcrumb a{color:#c1d0db}
.comparison-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:25px 0}.comparison-cards>div{padding:25px;border:1px solid var(--line);border-radius:10px;background:#fff}.comparison-cards h3{font-size:1.15rem;margin:0 0 12px}.comparison-cards p{color:var(--muted);line-height:1.7}.comparison-cards .text-link{margin-top:15px}
.guide-article{max-width:860px;padding:38px 0 64px}.guide-article h1{font-size:clamp(2.05rem,4.5vw,3.5rem);overflow-wrap:anywhere;hyphens:auto}.guide-article>.eyebrow{color:var(--red);margin-bottom:18px}.article-meta{font-size:.8rem;color:var(--muted);margin-top:22px}.direct-answer{padding:25px;background:var(--paper);border-left:4px solid var(--red);border-radius:5px;margin:30px 0}.direct-answer strong{font-size:.8rem;color:var(--red);text-transform:uppercase;letter-spacing:.07em}.direct-answer p{margin:10px 0 0;font-size:1.05rem;line-height:1.75}.article-body{max-width:820px}.article-body h2{font-size:1.9rem;margin:36px 0 17px}.article-body h3{margin:25px 0 12px}.article-body p,.article-body li{color:var(--muted);font-size:1.03rem;line-height:1.8}.article-body p{margin:17px 0}.article-body ul{padding-left:24px}.article-body li{margin:10px 0}.article-body strong{color:var(--ink)}.article-body a{color:var(--red)}.article-cta{background:var(--navy);color:white;padding:28px;border-radius:12px;margin:36px 0}.article-cta h2{font-size:2rem}.article-cta p{margin:15px 0 20px;color:#c1d0db}.author-note{display:flex;gap:20px;align-items:center;max-width:860px;margin-block:30px 60px}.author-note img{width:64px;height:76px;object-fit:cover;border-radius:6px}.author-note p{font-size:.9rem;color:var(--muted);margin:8px 0}.author-note a{font-size:.86rem}
.resource-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.resource-row a{padding:22px;border:1px solid var(--line);border-radius:10px;text-decoration:none;min-height:72px;display:flex;align-items:center;font-weight:650}.resource-row a:hover{border-color:var(--red)}
.wb-resources{display:flex;gap:12px 30px;flex-wrap:wrap;margin-bottom:30px}.wb-resources a{min-height:44px;display:flex;align-items:center;font-size:.88rem;color:inherit}.footer-grid{grid-template-columns:1.1fr 1fr 1fr 1fr;gap:30px}.site-footer .footer-brand{font-size:1.3rem}.responsive-title{hyphens:auto;overflow-wrap:anywhere}.tool-privacy{margin:30px 0}.tool-privacy h2{font-size:1.4rem}.tool-privacy p{color:var(--muted);margin-top:15px}.mobile-dock{grid-template-columns:1fr!important}
.hero-copy h1{font-size:clamp(2.2rem,4.6vw,3.7rem)}.detail .hero h1{font-size:clamp(2.2rem,4.5vw,3.6rem)}.detail .hero-grid{gap:45px}.hero-photo{border-radius:12px}.advisor-portrait img{border-radius:12px}.advisor-copy>p{line-height:1.7}.cookie-banner{border-radius:8px}.consultation-dialog{border-radius:12px}
@media(max-width:950px){.private-intro-grid{gap:30px;grid-template-columns:minmax(0,1fr) minmax(320px,.95fr)}.private-intro h1{font-size:2.9rem}.guide-grid{gap:14px}.guide-card{padding:20px}.check-layout{gap:30px;grid-template-columns:1fr 1.2fr}.calculator-form,.calc-result{padding:24px}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:30px}}
@media(max-width:760px){body{padding-bottom:82px}.wrap{width:calc(100% - 36px)}.private-intro{padding:26px 0 32px}.private-intro-grid{display:flex;flex-direction:column;gap:28px}.private-intro-copy{padding:0;width:100%}.private-intro-copy .eyebrow{font-size:.72rem;letter-spacing:.075em;margin-bottom:11px}.private-intro h1{font-size:clamp(2rem,8.3vw,2.7rem)}.private-intro .hero-line{font-size:1.05rem;margin-top:10px}.coverage{margin:16px 0 18px}.coverage li{font-size:.95rem;padding:7px 0;min-height:36px}.private-intro-copy>.btn{width:100%}.private-advisor{padding-top:17px;margin-top:21px;gap:16px}.private-advisor img{width:76px;height:86px}.private-advisor strong{font-size:1.28rem}.private-advisor p{font-size:.78rem}.private-advisor small{font-size:.76rem;margin-top:6px}.review-link{font-size:.78rem;margin-top:5px}.lead-panel.lead-inline{padding:23px 20px 21px;border-radius:10px}.lead-panel h2{font-size:1.8rem}.lead-intro{font-size:.93rem}.trust-row .wrap{grid-template-columns:1fr;gap:13px}.trust-row strong{display:inline}.trust-row p{font-size:.87rem}.section{padding:38px 0}.new-section-head{margin-bottom:22px}.new-section-head h2,.section-heading h2{font-size:2rem}.section-lead{font-size:1rem}.check-layout{grid-template-columns:1fr;gap:20px}.check-layout .section-lead{margin-bottom:0;font-size:1rem}.check-card{padding:22px}.check-form legend{font-size:1.1rem}.calculator{grid-template-columns:1fr}.calculator-form,.calc-result{padding:23px}.calc-total{font-size:2.7rem}.calc-breakdown>div{font-size:.86rem;gap:14px}.guide-grid{grid-template-columns:1fr;gap:14px}.guide-card{padding:23px}.guide-card h3{font-size:1.55rem}.guide-card .eyebrow{margin-bottom:12px}.guide-card p{margin:12px 0}.comparison-cards{grid-template-columns:1fr;gap:14px}.comparison-cards>div{padding:22px}.guide-hero{padding:28px 0 35px}.guide-hero h1{font-size:2.4rem;max-width:600px}.guide-hero p:not(.eyebrow):not(.breadcrumb){font-size:1rem}.guide-article{padding:28px 0 45px}.guide-article h1{font-size:2.2rem}.direct-answer{padding:21px;margin:24px 0}.direct-answer p{font-size:1rem}.article-body h2{font-size:1.75rem;margin-top:30px}.article-body p,.article-body li{font-size:1rem;line-height:1.75}.article-meta{line-height:1.7}.article-cta{padding:23px}.article-cta h2{font-size:1.8rem}.article-cta .btn{width:100%}.author-note{align-items:flex-start;margin-block:30px 40px}.author-note img{width:55px;height:68px;flex:none}.resource-row{grid-template-columns:1fr;gap:12px}.resource-row a{min-height:64px;padding:18px}.wb-resources{gap:0 20px}.footer-grid{gap:25px 18px}.mobile-dock{display:grid;grid-template-columns:1fr;padding:10px 18px calc(10px + env(safe-area-inset-bottom,0px))}.mobile-dock .btn{width:100%;min-height:48px}.cookie-banner{bottom:84px}.hero-copy h1,.detail .hero h1{font-size:2.5rem}.detail .hero-grid{gap:25px}.advisor-copy h2{font-size:2rem}.feature-copy h2,.compare-head h2,.faq-intro h2{font-size:2rem}.lead-panel{max-width:100%}.wb-topics-inner{gap:0 18px}.wb-topics a{font-size:12px;min-height:40px}}
@media(max-width:355px){.wrap{width:calc(100% - 28px)}.lead-panel.lead-inline{padding-inline:16px}.btn{padding-inline:12px}.private-intro h1{font-size:2rem}.check-card,.calculator-form,.calc-result{padding:18px}.check-option{padding:12px;font-size:.9rem}.calc-total{font-size:2.35rem}.footer-grid{grid-template-columns:1fr}.guide-article h1{font-size:1.95rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{.wb-header,.wb-topics,.mobile-dock,.cookie-banner,.consultation-dialog,.check-actions,.calculator-form .btn{display:none!important}body{padding:0}.calculator{break-inside:avoid}.private-intro{background:#fff;color:#182c3c}.calc-result{padding:20px}}

/* Coverage links match the Privat and Gewerbe pages. */
.coverage a{color:inherit;text-decoration:underline;text-decoration-color:#8298a8;text-underline-offset:4px;min-width:0}.coverage a:hover{text-decoration-color:currentColor}.coverage a:focus-visible{outline:3px solid #bc6370;outline-offset:4px}

/* Product pages share the current landing-page layout. */
.vm-product-intro .breadcrumb{color:#c1d0db;font-size:.8rem;line-height:1.6;margin:0 0 20px;display:block}.vm-product-intro .breadcrumb a{color:inherit}.vm-product-intro .hero-line{font-size:1.08rem;line-height:1.65;max-width:560px}.vm-fact-list{list-style:none;padding:0;margin:22px 0;display:grid;gap:12px;font-size:.95rem;color:var(--muted)}.vm-fact-list li{display:flex;align-items:flex-start;gap:12px}.vm-fact-list .check{flex:none}.vm-product-page .example[id]{scroll-margin-top:24px}@media(max-width:760px){.vm-product-intro .breadcrumb{font-size:.76rem;margin-bottom:16px}.vm-product-intro .hero-line{font-size:1rem;line-height:1.6}}